The end of our working days comes to all of us at some time. This raises two important concerns. Are we going to be able to reasonably support ourselves without a pay check and how will we fill our time when work no longer takes up most of it? As an adjunct to this, will we have the health and fitness required to lead an active retirement?
Planning For Retirement
The Government uses some of your tax dollars to ensure that retirees will not starve but Retirement Insurance Benefits are not going to provide for much more than your basic needs. Ideally, the very first day you start to work should be the day that you start investing for your retirement. If you are fortunate enough to be included in a Company pension plan, that will provide extra retirement income but, additional money from your own investments will mean a better quality of life during your retirement years.
Once you have the financial planning in place, then you should also look into the question of “what are you going to do with all that spare time?” In relation to this, we should also be laying the basis for us to remain in good health beyond retirement age; not all illness can be avoided but maintaining a healthy lifestyle with regular exercise during our working years will be an investment towards retirement.
Please Don’t Put Me In An Old Folks Home
People who have not given any thought to retirement are most at risk of ending their days in boredom confined to a small room in a home for the elderly. Avoiding this should be the aim of your retirement planning. There are many reasons why your plan should involve selling your family home and moving into a purpose designed retirement community. Come retirement, your house will probably be too big for a retired couple whose kids have all flown the roost. It will most likely have stairs, steps and other features that will grow evermore awkward for you as the years pass and maintaining a large garden can become harder work with each passing year.
Wouldn’t it be better to move into a community where the needs of older people have been incorporated into an overall concept? If you agree with this, then, you might also care to consider a complete change of location. Why not look at retirement communities at locations throughout the country that appeal to you but were impractical to move to all the time that you were in employment?
Why Not Idaho?
Maybe you have enjoyed both summer and winter vacations in and around Coeur d’Alene and feel it could be an ideal place for an active retirement. Why not research Idaho Retirement Communities? If you do find one that provides just about everything that you think you will need, maybe you should start before retiring and invest in a property at one of the Idaho Retirement Communities in readiness for the actual retirement day?
When looking into Idaho Retirement Communities, one of the best choices would be Golden Spike Estates in Rathdrum, some 15 minutes drive outside Coeur d’Alene. It is close to the mountains and lakes with its own clubhouse and each home is specially designed for ease of movement.
